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Traditionally, digital communications would arrive at your home in the form of extremely fast pulses of electricity. Nowadays, however, we're largely dispensing with copper wire in favour of very thin strands of glass and plastic, along which light can travel. Fibre broadband does the same thing as traditional broadband. But, on the whole, it tends to do it much faster and more reliably.

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In the days of yore, budding entrepreneurs, merchants, and businessmen would spend hours shuttling between bank branches or standing in long serpentine queues to execute the most rudimentary of banking services.