Ransomware today is a billion-dollar industry. It’s crippled industries like healthcare. In 2017, for instance, WannaCry brought much of the United Kingdom’s National Health Service to its knees using the EternalBlue exploit. It was just a few weeks later when the NotPetya ransomware strain leveraged that same vulnerability to attack lots of industries.

PCI is an information security standard for organisations that handle credit card transactions. It includes any entity that processes, stores or transmits credit card information. This standard is mandated by major credit card companies – Visa, Mastercard, and American Express – and administered by Payment Card Industry Security Standards Council (PCI SSC).

Complying with Standards drawn by the Payment Card Industry Security Standards Council can be complicated and time-consuming. But, with a PCI DSS Gap Analysis, the process becomes a lot easier, streamlined, and less exhaustive. PCI Gap Analysis is the first step towards the Compliance process. The assessment provides details on your current security posture against what is expected and needs to be achieved by the organization.

For an organization to be compliant with PCI logging requirements, it must follow PCI Requirement 10 of the Payment Card Industry Data Security Standards (PCI DSS). Below, we’ve listed the highlights of this section and the important details that you need to know.

The PCI DSS is a minimum set of requirements designed to help organisations protect customer cardholder data, minimise fraud, plus prevent, detect and respond to cyber-attacks. All organisations that accept and/or process credit card payments are required to undertake an annual PCI DSS audit of security controls and processes, covering areas of data security such as retention, encryption, physical security, authentication and access management. Version 3.2 of the PCI DSS was introduced in 2016.

The PCI Security Standards Council (SSC) is a global organization that aims to protect payment transactions and consumer data by developing standards and services for payment software vendors that drive education, awareness, and implementation. Since payment software is constantly changing, the SSC is constantly evolving and adapting its standards to ensure that vulnerabilities and cyberattacks are minimized.

Technology is constantly changing and advancing. Payment platforms are no exception. As these new platforms emerge, the software supporting the platform must be reliable and secure. Without secure payment platforms, payment transactions and data could be compromised. The PCI Software Security Framework (SSF) sets standards and requirements for both traditional and modern payment software.